Standard Programs

Popular Loan Options

Well-known programs with competitive rates for a wide range of buyers.

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FHA Loans

Great for first-time buyers. Lower down payments and flexible credit requirements make homeownership more accessible โ€” even if your credit isn't perfect.

First-Time Buyers
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VA Loans

Exclusive benefits for eligible veterans and active service members, including no down payment options, no PMI, and competitive interest rates.

Veterans & Military
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Conventional Loans

Flexible terms and competitive rates for buyers with solid credit. Great for purchases, refinancing, and second homes.

All Buyers
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Jumbo Loans

Financing for higher-value properties that exceed standard conforming loan limits. Tailored terms for luxury and high-cost area purchases.

High-Value Properties


Self-Employed Programs

Specialist Loans for
Self-Employed Borrowers

Traditional lenders often say no to self-employed borrowers. I specialize in finding programs that work for you.

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Profit & Loss Only Loans

Qualify using just your Profit & Loss statement โ€” no CPA letter or tax returns required. Ideal for business owners whose tax returns don't reflect their true income.

No CPA Required
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No Tax Return Loans

Easy qualification for self-employed borrowers. We use alternative income verification methods โ€” bank statements, assets, or other documentation โ€” to get you approved.

Alternative Income Docs

Not Sure Which Program Is Right?

Let's talk. A free consultation takes 15 minutes and I'll tell you exactly which loan fits your situation.

Get a Free Consultation